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E-MONEY MANAGEMENT SYSTEM – Chapter II

12 Saturday Jul 2014

Posted by Jose Payano in e-Float, E-Money, Financial Payments, Mobile Money, Mobile Payments, Mobile Payments Model, Payments

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Notice: This post is a sequel…Please read Chapter I if you haven’t…

A. WHAT IS E-MONEY?  A BRIEF DEFINITION 

E-Money features the following properties:

  1. It’s a Claim to an issuer,  created with value not less than the funds received in exchange for the issuance.
  2. It’s stored in an electronic medium.
  3. It’s a means of payment for undertakings other than the issuer.

Electronic Money is in fact a genuine Payment System, comprising an issuer, purseholders/consumers, and a network of Merchants.

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